Before purchasing any immovable property, thorough due diligence is essential. The following documents should always be verified: the title deed and the chain of ownership, the encumbrance certificate, property tax receipts, approved building plans, and the mutation records.
It is equally important to confirm that the property is free from litigation, mortgage or attachment, and that the seller has clear and marketable title. For apartments and developments, RERA registration and the occupancy certificate should be examined.
Engaging a lawyer for title verification before you pay any advance can save you from long, expensive disputes later. A short investment in due diligence is always worth it.